International Journal on Science and Technology

E-ISSN: 2229-7677   •   Impact Factor: 9.88

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 17 Issue 2 April-June 2026 Submit your research before last 3 days of June to publish your research paper in the issue of April-June.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 17 Issue 2
April-June 2026

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

Method of Electronic Payment and Technology in the Global Context -An Overview

Author(s) Dr. Regina Mathias
Country India
Abstract An Electronic Payment System is defined as a mode of payment over an electronic network, such as the Internet. The Indian economy has developed at a rapid pace since the growth of e-commerce, electronic payments, and digital payments have gone a long way. Electronic payments have been rising since the implementation of demonetization and will continue to do so with the current government ensuring that these types of payments are promoted. Like everything else in our world, payment transactions are rapidly shifting towards digitalization, driven by innovative digital payment technologies. Digital payments have undergone a remarkable evolution over the years, evolving from conventional methods to sophisticated, technology enabled solutions. Here, it is very important to know how digital payments work, examines common payment methods used, and highlights the role of key participants in this payment ecosystem. Digital payments refer to electronic financial transactions conducted over the Internet or other electronic devices, allowing individuals and business to send and receive money without the need for physical currency. The ecosystem of digital payments encompasses various technologies, platforms, and digital payment services that enable individuals and business to conduct transactions electronically. To understand how digital payment work, we need to examine the participants of this process. Integrating new digital payment technologies with existing financial systems can pose challenges, particularly in ensuring compatibility and navigating complex transaction processes.
Keywords Payment System, Machine Learning, Artificial Intelligence, Speed, Security, etc…
Field Engineering
Published In Volume 16, Issue 4, October-December 2025
Published On 2025-11-16
View / Download PDF File

Share this


CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJSAT DOI prefix is
10.71097/IJSAT

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 17 Isu 2Cover Page Vol 17 Isu 1Cover Page Vol 16 Isu 4

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJSAT
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us Message on WhatsApp +91-9687-182-185 editor@ijsat.org