Teachers’ Financial Literacy Management and their Performance in the Workplace

Winnie Christie Viña Manatad; Gina Floresca Labitad

doi:10.71097/IJSAT.v16.i3.7029

Teachers’ Financial Literacy Management and their Performance in the Workplace

Author(s)	Ms. Winnie Christie Viña Manatad, Dr. Gina Floresca Labitad
Country	Philippines
Abstract	This study was conducted to determine the significant relationship between financial literacy management of public school teachers and how it relates to their work performance. It seeks to answer the questions regarding the level of teachers’ financial literacy management as well as the level of the teachers’ performance in the workplace.This study made use of descriptive-correlation method of research. This was conducted specifically in the South District Schools, Division of Cagayan de Oro City. The respondents of the study were the three hundred three public school teachers. The study used the universal sampling procedure. A researcher-made survey questionnaire was used to collect data, and statistical tools such as mean, standard deviation, and Pearson correlation were employed for analysis. This aimed to determined the level of teachers financial literacy management, the level of teachers performance in the workplace and the significant relationship between the teachers financial literacy management and their performance. Guided by Maslow's Hierarchy of Needs Theory, which holds that people must first meet basic needs like financial stability before reaching higher levels of professional performance. The study concluded that teachers possess a literate level of financial literacy with the highest confidence in the area of debt management. Their performance in the workplace is rated as very satisfactory, particularly in classroom management. The study found out that teachers that are financially literate, plays a key role in enhancing teachers’ efficiency and reducing work-related stress. The study recommended that in order to improve professional development in task and instructional management, school heads should provide focused financial literacy programs that emphasize budgeting skills. Equipping teachers with financial confidence and organizational strategies can reduce stress, enhance motivation, and create a more supportive environment for both educators and learners.
Keywords	financial literacy management, teachers' performance
Published In	Volume 16, Issue 3, July-September 2025
Published On	2025-07-15
DOI	https://doi.org/10.71097/IJSAT.v16.i3.7029
Short DOI	https://doi.org/g9s9vm

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Teachers’ Financial Literacy Management and their Performance in the Workplace

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