Complete Guide to How AI (Artificial Intelligence) Can Help Manage Your Finances, Life and Keep It Digitally Secured

Author(s)	Prashant Roy
Country	India
Abstract	Artificial Intelligence (AI) has increasingly become a pivotal tool in managing personal finance and life planning. This paper explores how AI can assist individuals in income management, spending optimization, savings growth, investments, market and economic data analysis, security, healthcare cost management, retirement planning, personalized financial strategies and strengthen cybersecurity for users. It also examines the design and functionality of current AI-powered financial assistants, outlines the user journey, and highlights essential security protocols for safeguarding financial and personal data.
Keywords	Artificial Intelligence, AI, Income Management, AI-powered financial assistants, AI Financial Assistant, Security Management, AI Models
Field	Computer > Artificial Intelligence / Simulation / Virtual Reality
Published In	Volume 16, Issue 2, April-June 2025
Published On	2025-05-02
Cite This	Complete Guide to How AI (Artificial Intelligence) Can Help Manage Your Finances, Life and Keep It Digitally Secured - Prashant Roy - IJSAT Volume 16, Issue 2, April-June 2025. DOI 10.71097/IJSAT.v16.i2.4443
DOI	https://doi.org/10.71097/IJSAT.v16.i2.4443
Short DOI	https://doi.org/g9hbr8

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