International Journal on Science and Technology

E-ISSN: 2229-7677   •   Impact Factor: 9.88

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 16 Issue 3 July-September 2025 Submit your research before last 3 days of September to publish your research paper in the issue of July-September.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 16 Issue 3
July-September 2025

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

The Role of Micro-Interactions in Enhancing FinTech Usability

Author(s) Sajindas Devidas
Country United States
Abstract Digital finance platforms form the backbone of modern personal and business money management, yet their complexity can easily overwhelm users. Features such as bill splitting, investing, loan applications, and multi-step transfers require navigation through numerous screens, jargon-filled content, and complicated validation steps. As such, reducing the cognitive burden on users has risen to a top design priority for product teams seeking both user retention and engagement. Modern financial applications are essential for managing banking, payments, and investments, but their complexity can overwhelm users, resulting in errors, frustration, and disengagement. Reducing cognitive load, the mental effort required to operate these apps, is crucial for usability and inclusivity. (1)

This research paper analyzes how UX strategies, interface simplification, information hierarchy, and AI-driven aids can help users confidently complete complex financial transactions. Drawing on recent advances in digital banking UX and referencing successful initiatives, it presents a structured approach for designing financial tools that empower users.
Keywords Cognitive Load, User Experience, Financial Technology, Digital Banking, Transaction Complexity, Interaction Design, UX Simplification.
Field Engineering
Published In Volume 16, Issue 3, July-September 2025
Published On 2025-08-16
DOI https://doi.org/10.71097/IJSAT.v16.i3.8000
Short DOI https://doi.org/g92ntm
View / Download PDF File

Share this


CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJSAT DOI prefix is
10.71097/IJSAT

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 16 Isu 3Cover Page Vol 16 Isu 2Cover Page Vol 16 Isu 1

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJSAT
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us Message on WhatsApp +91-9687-182-185 editor@ijsat.org